HealthCare With Love
Call us at (314)-664-9900, or email us at armorhealthcarecds@gmail.com Am I EligibleContact UsBy Love and Kindness Have I Drawn you.
Who We Are
Mission:
We exist to connect clients of various levels of need to exceptional support and care in the Metro St. Louis and St. Charles areas.
Vision:
Our vision is to hire, manage, and facilitate responsible caregivers for our clients to simplify navigating everyday life.
Integrity:
We value honesty and doing whats right when no one is looking. We treat you how we want to be treated.
Family:
We value treating each client as family taking your needs into consideration.
Flexibility/Intentionality: We value flexibility in caring for each client. No one person is the same. We’ll craft a personal care strategy for your needs.
What is Consumer Directed Services (CDS)?
CDS is a Medicaid-funded program that allows disabled or elderly people in Missouri to hire the caregiver of their choice to help with daily activities. This caregiver, or personal care attendant (PCA), can be a friend, a neighbor, or a family member other than a spouse or legal guardian. A PCA can help with daily chores or hygiene, including:
- Help with cooking, cleaning the house, doing laundry, or taking medications on time.
- Assistance with bathing, dressing, using the bathroom, or other personal hygiene tasks.
- Support on errands or appointments, or general help with mobility.
This service is administered by the Missouri Division of Health and Senior Services (DHSS), and it’s available to eligible adults over the age of 18. The goal of this program is to help participants live independently and choose someone they trust to provide them with care. Participants are responsible for hiring and managing their own attendants.
What this means is that if you are in need of extra assistance in your home, and you qualify for CDS, you may hire your own personal care assistant. The friend or family member you hire will be paid through Armor of Love Home Healthcare.

How Does Consumer Directed Services (CDS) Work?
STEP 1
Get assessed
A nurse will visit you at home to determine if you’re eligible for the CDS program. You’ll find out how many weekly hours of care you can get.
STEP 2
Choose a caregiver
You choose a caregiver: your daughter, son, relative, or friend. We come to your home to enroll you in the program.
STEP 3
You get care — they get paid
You get ongoing care from a person who loves you. They get peace of mind — because they’re getting paid for the care they give.
How Do I Apply for Consumer Directed Services (CDS)?
That’s why we are here.
The CDS application can be complicated if you don’t have expert guidance throughout. We hold your hand and walk you through every step from start to finish. We know how to expedite your CDS application to speed up the process.
STEP 1
Get assessed
A licensed nurse will visit you at home to determine if you’re eligible for the CDS program. You’ll find out how many weekly hours of care you are entitled to.
STEP 2
Choose a caregiver
You choose a caregiver: your daughter, son, relative, or friend. We come to your home to enroll you in the program. We can also provide an aid for you.
STEP 3
You get care — they get paid
You get ongoing care from a person who loves you. They get peace of mind — because they’re getting paid for the care they give.


How Do I Apply for Consumer Directed Services (CDS)?
That’s why we are here.
The CDS application can be complicated if you don’t have expert guidance throughout. We hold your hand and walk you through every step from start to finish. We know how to expedite your CDS application to speed up the process.
STEP 1
Get assessed
A licensed nurse will visit you at home to determine if you’re eligible for the CDS program. You’ll find out how many weekly hours of care you are entitled to.
STEP 2
Choose a caregiver
You choose a caregiver: your daughter, son, relative, or friend. We come to your home to enroll you in the program. We can also provide an aid for you.
STEP 3
You get care — they get paid
You get ongoing care from a person who loves you. They get peace of mind — because they’re getting paid for the care they give.
What benefits will your caregiver receive?
100% guaranteed payment
Complimentary Counseling Services
Wellness program
Direct Deposit
DOCTOR & Nurses Available No extra CHARGE 24/7
Caregiver support
Am I eligible?
You may be eligible if you meet the following criteria:
• Medicaid/MoHeathnet eligible
• Over 60 years of age or between 18-59 with a physical disability
• Able to self-direct your care and supervise an attendant
• Capable of living independently
Who can i hire?
Under the CDS program, participants are able to hire an attendant of their choosing who meet the following:
• Over 18 years of age
• NOT a spouse or legal guardian
• Passes mandated background checks, including the EDL and
Family Care Safety Registry
Am I eligible?
You may be eligible if you meet the following criteria:
•Medicaid/MoHeathnet eligible
• Over 60 years of age or between 18-59 with a physical disability
• Able to self-direct your care and supervise an attendant
• Capable of living independently
Who can i hire?
Under the CDS program, participants are able to hire an attendant of their choosing who meet the following:
• Over 18 years of age
• NOT a spouse or legal guardian
• Passes mandated background checks, including the EDL and
Family Care Safety Registry
Do you have medicaid?
Armor of Love is a Medicaid program, so your caregiver will be paid through Medicaid.
OUR TEAM
Wanda
Executive Director
Lynette
Office Business Manager
Chris
Business Development Manager
Debbie
Electronic Visit Verification Manager
Roslyn
Consumer Case Manager Specialist
Wiley
Operation Business Manager
OUR TEAM
Wanda
Executive Director
Lynette
Office Business Manager
Chris
Business Development Manager
Debbie
Electronic Visit Verification Manager
Wiley
Operation Business Manager
Roslyn
Consumer Case Manager Specialist
Our Partners




Contact Us
Do you have questions? We would love to answer them. Fill out the contact form and we will respond back at our earliest convenience.
Phone: 314-664-9900
Email: armorhealthcarecds.com